Labor Day has been a federal holiday in the U.S. since 1894. It was meant as a day off to celebrate the economic and social contributions of workers.
I hope your Labor Day was a good one.
But unfortunately, many people were unable to take the day off because of their financial situation. Others may have taken the day off only to feel guilty because they couldn’t really afford to go to the party they attended.
A few celebrated Labor Day feeling confident and secure in the income they generate and the value they produce.
At least in America—and in other parts of the world, too—many people are making less than they did a few years ago. With growing debt—both personal and governmental—and with unemployment and underemployment being what it is, the overall financial future is not all that bright.
You may be saying to yourself, “Wait, I thought Michael Angier was an optimist. I thought he looked on the bright side of things.” And you’re right. I am a positive person. And I’m also a realist. To say that everything is fine when it isn’t is a delusion.
An optimist should be aware of the challenges, risks and the general lay of the land. Being positive does not include thinking everything is fine when a hurricane is approaching and you live in a low-lying area. It does not mean pretending that the economy is doing great when it isn’t.
I’m a big believer in the “Stockdale Paradox”. Admiral Stockdale held to a firm belief that we will prevail, all the while brutally confronting what challenges we face. And, at the same time, confront the most brutal facts of the current reality, whatever they might be.
If your current situation is wanting, you need to do something about it. Waiting for the economy to come back or the politicians to fix it strikes me as naïve at best–and stupid at worst.
Troubled economies provide opportunities as well as challenges. Many people will make fortunes in a down market. And this is a time to look for those opportunities, for new ways of solving problems and to address problems that weren’t there before. It requires different ways of looking at things, new skills and new ideas.
I would never tell you what to do. But I do feel it’s my duty to challenge you and to share ideas on how to increase your income and/or reduce your expenses so you can create more prosperity. It’s our mission: to help people and companies grow and prosper.
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